Mkobo Microfinance Bank Graduate Job Recruitment

MKOBO is a fully licensed Microfinance bank by the Central Bank of Nigeria (CBN) in Lagos, Nigeria. MKOBO was conceived to help solve consumers’ need for access to short-term emergency credit. Our goal is to provide access to short term unsecured loans, which is easily accessible. We cater to the demography

currently undeserved by the Commercial banks in our aim to help increase financial inclusion of the Nigerian population.

We are recruiting to fill the position below:

Job Title: Accountant

Location: Lagos

Job Description

• A Microfinance Bank with a vision to promote financial inclusion in Nigeria by Leveraging on Technology is currently recruiting for a dynamic, flexible and experienced Accountant who is able to work independently with little or no supervision to join our accounting department.

Key Responsibilities

• Full responsibility for the production of monthly management accounts
• Review and approve all reconciliation and schedules such as bank statements, schedule of accrued charges, prepayments etc.
• Statutory reporting and year-end duties
• Consolidation and reporting to senior management
• Preparation of monthly budgetary control and performance.
• Preparation of overall annual budget of the bank, including the assumptions and the ratios.
• Treasury management and monitoring
• Raising invoices and ensuring invoices are paid promptly and on time.
• Assist in the preparation and review of all monthly and quarterly reports for Board, Shareholders, Regulatory bodies etc.
• Follow up on-budget implementations and limits as it relates to each department. Investigates variances between budget and actual.
• Perform financial control functions.
• Develop and manage liquidity management tools
• Preparation of monthly management accounts and other financial accounts
• Assist Head of Accounts in financial management and reporting activities.
• Manage account payables and receivables activities.
• Conduct a finance audit periodically and recommend improvements.
• Develop financial policies and procedures for operational efficiency.
• Develop and maintain financial statements for future reference.
• Monitor and manage expenses within the established budget.
• Work with External Auditors for the yearly audit of the accounts.

Qualifications

• Minimum of B.Sc / HND in Accounting / Finance / Economics
• Professional qualification would be an added advantage.
• MUST have a minimum of 3 Years professional experience with at least 1 year in a Microfinance bank, Audit or any Financial Institution.
• Excellent working knowledge of MS Excel & Word;
• Good knowledge of IFRS and Management Accounting
• Good knowledge of CBN regulatory reporting
• Attention to detail and analytical skills
• Excellent communication and organization skills
• Strong Stakeholder Management and team player.
• Self Starter and ability to work independently
• Good knowledge of popular core banking products.

Application Closing Date
30th June, 2020.

Method of Application
Interested and qualified candidates should send their CV to: silver_peace89@yahoo.com using the "Job Title" as the subject of the email.

Note: If you are not contacted at least 2 weeks after the closing date advertised please note that your application was not successful.

Job Title: Risk and Compliance Manager

Location: Lagos

Purpose of the Position
The primary purpose of this position centers on ensuring the Bank’s risks are properly managed, the development and implementation of risk and compliance strategies or programs in order to find appropriate balance in all forms of credit and operational risks while also ensuring regulatory compliance. The position covers the following areas:

• Risk Management (credit and non-credit risk)
• AML (Anti Money Laundering)
• Enterprise Risk
• Fraud Prevention and detection
• Business Continuity
• Compliance.

Key Functions

• Oversee and enforce risk management policies, including Credit Manual, Anti-Money Laundering (AML) Manual and Policy, and monitor compliance with these policies.
• Develop appropriate Risk Management strategies/tools and disseminate appropriate risk management practices in line with developments in business products, change in clients, markets/industry, laws and regulations.
• Own and ensure that the KYC/AML & CTF policies are kept up to date in line with CBN’s / FATF regulations.
• Ensure that Members of Staff are familiar with the KYC/AML & CTF regulations pertinent to their jobs.
• Carry out internal training / refresher training for all staff to ensure that they suitably trained.
• Provide an independent review of proposed business plans which include risks identified to the Board Risk Committee and Executive Committee.
• Manage a comprehensive KYC/AML/CTF Compliance program for the company in line with local regulations and internal policy requirements.
• Developing systems to generate a robust system to identify, monitor, manage and control credit, market and operational risks.
• Act as the champion of risk management for the Company and help improve Management team understanding of key risk identification, assessment, monitoring and reporting and mitigation.
• Monitor and manage the performance and development of direct reports.

Qualifications

• Minimum of Degree in Finance, Economic, Business Administration etc. from a reputable University and Post graduate degree an added advantage
• Minimum of 5 years working experience in risk management, internal control or audit in financial services industry/sector.
• Experience of development of policy documents added advantage
• Highly proficient with MS Office.

Application Closing Date
28th June, 2020.

Method of Application
Interested and qualified candidates should send their Applications to: silver_peace89@yahoo.com with subject as "Risk & Compliance Manager".

Note: If you are not contacted 2weeks after the expiration of this publication, kindly note that your application was not successful.

Job Title: Backend Developer

Location: Lagos

Job Description

• As a Backend Engineer you will be working alongside the product teams to build scalable APIs.
• It is the perfect opportunity for someone who is experienced and passionate about scalable systems, clean code and is looking for a great fulltime role. While we currently build our systems in Ruby on Rails, it is not a core requirement.
• We believe the language is merely a tool in solving the problem, and we’re open to Engineers with experience of other stacks like Laravel, Django, Express, with the flexibility to learn any language to solve any problem.

Develop:

• Design, build, and maintain scalable Backend systems.
• DevOps: improve automation of the software development process.
• Identify performance issues and bugs, and provide solutions to these problems.

Collaborate:

• Work with other team members to ensure we are building the right product
• Participate in code reviews
• Pair-program with other developers or discuss possible technical architectures
• Contribute to creating a culture of writing excellent software

What We Are Looking For

• Advanced experience with backend frameworks such as Ruby on Rails [preferably] or similar like Django, Laravel, Express etc
• Mid to senior level backend engineering experience
• At least 2 yeas commercial experience
• Excellent knowledge of Scalable architectures.
• Excellent knowledge of SQL (MySQL/PostgreSQL)
• Experience with NoSQL (MongoDB/CouchDB/ElasticSearch)
• Understanding of Code versioning tools like Git
• Understanding of Unit and Integration testing.
• Understanding of DevOps processes like CI/CD
• Superb organisational skills and attention to detail
• Ability to take initiative and work with minimal supervision
• University degree in Informational Technology, Computer Science, Software Engineering or a related subject

What We Offer

• A friendly, open-minded and collaborative team working closely with the CTO
• Autonomy, we don't micromanage our teams
• Challenging environment - you will be working on complex projects

Remuneration
250,000 Gross monthly.

Application Closing Date
30th June, 2020.

Method of Application
Interested and qualified candidates should send their CV to: careers@mkobo.com.ng using the "Backend Developer" as the subject of the email.

Note: Please do not apply if you do not meet the qualification.